PMKYM | Apply Now @Maandhaan.in| PM Karam Yogi Maandhan Yojana

PMKYM Pradhan Mantri Karma Yogi Maandhan Yojana 2020 has been announced during the Union Budget on 5 July 2019 by Finance Minister Shri Mati Nirmala Sitharaman Ji. Under Pradhan Mantri Shram Yogi Maandhan PMKYM, small shopkeepers, businessmen, and traders of our country who are registered under GST and whose annual turnover is up to 1.5 crores will be sanctioned as beneficiaries under Pradhan Mantri Karma Yogi Maandhan Yojana. 3.2 lakh Public Service Centers (CSC) have been entrusted with this task for registration in Pradhan Mantri Karma Yogi MaandhanYojana 2019. Life Insurance Corporation of India (LIC) has been chosen as a nodal agency by the government for the successful implementation of the Pradhan Mantri Karma Yogi Maan Dhan Scheme.     

Objective of the PM Karam yogi mandhan yojana, PMKYM – प्रधानमंत्री कर्म योगी मानधन योजना

Small businessmen or small shopkeepers of our country, who are unable to run their shops and become financially weak, can take benefits of PM karam yogi mandhan yojana. Small shopkeepers, small traders, after the age of 60 years, can get financial assistance by taking a pension of Rs 3000 every month. Through कर्मयोगी पेंशन योजना PMKMY scheme, small businessmen and traders are to be empowered and senior citizens of their country have to become self-reliant.

Features of the PMKYM

  • An applicant who is applying for the PMKYM, PM Karam Yogi Mandhan Yojana such as Small businessmen and traders must be 18 to 40 years of age and after the age of 60 years; a PM Laghu Vyapari Mandhan Pension of 3000 will be given every month.
  • The small and marginal farmers of the country can take the benefits of the scheme.
  • The government will fund 50 percent of the scheme.
  • Under this scheme, all the applications will be approved through online mode only.
  • The benefit of Prime Minister Karma Yogi Maandhan Yojana 2020 will be given by the Central Government after the completion of 60 years of age.
  • Under this Pradhan Mantri Shram Yogi Maan-dhan Scheme, The Life Insurance Corporation shall act as a nodal agency.
  • Through the direct bank transfer, the pension amount will be transferred monthly by the government to the beneficiary’s account.

Sarthi Parivahan Sewa

PM Karam Yogi Mandhan Yojana min

Highlights of the PM karam yogi mandhan yojana

Name of the schemePM Karam Yogi Mandhan Yojana.
Launched byPM narendramodi.
Lauch date31 may 2019
Start enrollAvailable soon.
Nomination deadlineHas not been accounced yet.
beneficiarySmall merchant and shopkeeper.

Who is eligible for the PMKYM yojana | PM Karam Yogi Maandhan (PMKYM) Pension Scheme

The Eligibilty criteria for PMKYM yojana are

  • Applicant Age should be 18 to 40 years to apply in the PMSYM scheme.
  • An applicant who is Unorganized Workers (UW).
  • Applicant whose Monthly Income up to Rs 15000/-

Document required for PM-SYM Pradhan Mantri Shram Yogi Mandhan

  • Those who can do business and business in India can apply.
  • Those who can do business and business in India can apply In PM Karam Yogi MandhanYojana 2020.
  • An applicant who is doing trades and the Small businessmen from outside India cannot avail of this Pradhanmantri Karam Yogi Maandhan Yojana.
  • Applicant must have their Aadhar Card.
  • Applicant must have Bank account should be linked to Aadhar card.
  • Applicant must have GST registration number.
  • Applicant must have a Passport size photo.

PMKYM: Need of the PM Karma Yogi Mandhan scheme

  • Through this Mission Karmayogi scheme, PM Modi provides financial security to the old age citizen and also laid a pension architecture to the trading community to assure the honor and the life of dignity.
  • It is a betterment welfare program to the traders, medium, and small business.
  • There are some other welfare measures to the retail traders and the small shop keepers such as mudra loan, easy business loans up – to 1 crore and the simplification of GST process, etc.
  • Scheme focus on Pension For Shopkeepers & Retailers.

Premium payable under PMKYM Karmayogi Modi

Entry AgeSuperannuation AgeMember’s  monthly contribution (Rs)Central Govt’s  monthly contribution (Rs)Total monthly contribution  (Rs)
(1)(2)(3)(4)(5)= (3)+(4)
18605555110
19605858116
20606161122
21606464128
22606868136
23607272144
24607676152
25608080160
26608585170
27609090180
28609595190
2960100100200
3060105105210
3160110110220
3260120120240
3360130130260
3460140140280
3560150150300
3660160160320
3760170170340
3860180180360
3960190190380
4060200200400

IGRSUP 2021

How to apply for the PM karam yogi mandhan yojana

Applicants who want to register for the PMKYM yojana, PM kram yogi madhanyojana can apply now. The application process has been started. Interested one can apply by following the online registration process given below.

step1. Applicant go to the official website of the PMKYM.

https://maandhan.in/vyapari
step2. Click on the ‘’click here to apply now’’ option, on the PM Karmayogi Mandhan Scheme for Retailers Merchants and dealers home page.

PMKYM min 1

step3. After that you have to choose any one of the option for the प्रधानमंत्री कर्मयोगी मानधन registration such as:

  • Self-enrollment (using mobile number and OTP).
  • CSC VLE (using CSC connect).
PMKYM min 2

Apply through self – enrollment:

step4. Now you have to click on the ‘’self – enrollment’’ option.

step5. Now log in page will be display on your screen and you have to log in through using the mobile number and click on the ‘’proceed’’ button.

PMKYM min 3

step6. After the log in registration page will be display in your screen and you have to fill the following information such as:

  • Enter the name of applicant.
  • Enter the email id of the applicant.
  • And then you have to enter the captcha code in the given box.

step7. Now you have to click on the ‘’generate OTP’’ button.

PMKYM min 4

step8. After that you have to enroll for a subscriber enrollment.

How to apply offline for PMKYM – Mission Karmayogi Yojana (NPCSCB) 2020

For applicants who want to register for the PMKYM or PM kram yogi madhanyojana, the offline application process has been started. Interested ones can go to the nearest CSC center to register them for PMKYM.

step1. Applicant can goes to the official website of the PMKYM.

https://maandhan.in/vyapari
step2. Click on the ‘’click here to apply now’’ option, on the home page.

step3. After that you have to choose any one of the option for the registration such as:

  • Self-enrollment (using mobile number and OTP).
  • CSC VLE (using CSC connect).

Apply through CSC VLE:

step4. Now you have to click on the ‘’CSC VLE’’ option.

PMKYM min 5

step5. After you have to fill the following such as:

  • User name or email ID.
  • Password.

step6. And then you have to click on the ‘’sign in’’ option.

National pension scheme for traders and self – employed person’s yojana

National pension scheme for traders and self – employed person’s yojana has been implemented by the government of India to provide the old age protection and the social security to the small scale retailers and the traders. The self – employed traders who are working as a shop owner, rice mill owners, workshop owner’s brokers of real estate and any other are eligible for the scheme.

Benefits of the National pension scheme for traders and self – employed person’s yojana

  • On attainment of 60 years of age each beneficiary to get fixed monthly pension of Rs. 3,000 per month.
  • NPS for traders &self-employed persons is a voluntary contribution scheme for traders, retailers, small shopkeepers.
  • Matching amount of contribution will be pay by the central govt.
  • As per the age of applicant the monthly contribution amount will from Rs. 55 to Rs. 200.
  • Through Life Insurance Corporation (LIC) of India the pension amount will be provided.

Who is eligible for the National pension scheme for traders and self – employed person’s yojana

  • Applicant who is self-employed shops owners, retail owners and other vyaparis.
  • Applicant age must be between 18 to 40 years.
  • Applicant Annual turnover should not be more than Rs 1.5 crore.

Document required for the National pension scheme for traders and self – employed person’s yojana

  • Applicant must have their adhaar card.
  • Applicant must have their bank account with IFSC number.

Monthly contribution of the the National pension scheme for traders and self – employed person’s yojana

 

Entry Age (Yrs)
(A)
Superannuation Age
(B)
Member’s monthly contribution (Rs)
(C)
Central Govt’s monthly contribution (Rs)
(D)
Total monthly contribution (Rs)
(Total = C + D)
186055.0055.00110.00
196058.0058.00116.00
206061.0061.00122.00
216064.0064.00128.00
226068.0068.00136.00
236072.0072.00144.00
246076.0076.00152.00
256080.0080.00160.00
266085.0085.00170.00
276090.0090.00180.00
286095.0095.00190.00
2960100.00100.00200.00
3060105.00105.00210.00
3160110.00110.00220.00
3260120.00120.00240.00
3360130.00130.00260.00
3460140.00140.00280.00
3560150.00150.00300.00
3660160.00160.00320.00
3760170.00170.00340.00
3860180.00180.00360.00
3960190.00190.00380.00
4060200.00200.00400.00

How to apply for the National pension scheme for traders and self – employed person’s yojana

Applicants who want to register for the national pension scheme for tradfers and self – employed person’s application process has been started. Interested one cans through the following online process to registered them.

step1. Applicant goes to the official website of the PM kram yogi madhanyojana.

https://maandhan.in/vyapari
step2. Click on the ‘’click here to apply now’’ option, on the home page.

step3. After that you have to choose any one of the option for the registration such as:

  • Self-enrollment (using mobile number and OTP).
  • CSC VLE (using CSC connect).

Apply through self – enrollment:

step4. Now you have to click on the ‘’self – enrollment’’ option.

step5. Now log in page will be display on your screen and you have to log in through using the mobile number and click on the ‘’proceed’’ button.

step6. After the log in registration page will be display in your screen and you have to fill the following information such as:

  • Enter the name of applicant.
  • Enter the email id of the applicant.
  • And then you have to enter the captcha code in the given box.

step7. Now you have to click on the ‘’generate OTP’’ button.

step8. After that you have to enroll for a subscriber enrollment.

How to apply offline for National pension scheme for traders and self – employed person’s yojana

Applicants who want to register for the national pension scheme for traders and self – employed person’s the offline application process has been started. Interested one can go to the nearest CSC center to register them.

step1. Applicant goes to the official website of the PM kram yogi madhanyojana.

https://maandhan.in/vyapari
step2. Click on the ‘’click here to apply now’’ option, on the home page.

step3. After that you have to choose any one of the option for the registration such as:

  • Self-enrollment (using mobile number and OTP).
  • CSC VLE (using CSC connect).

Apply through CSC VLE:

step4. Now you have to click on the ‘’CSC VLE’’ option.

step5. After you have to fill the following such as:

  • User name or email ID.
  • Password.

step6. And then you have to click on the ‘’sign in’’ option.

contact us:

Helpline: 1800 267 6888
E-Mail: vyapari@gov.in | shramyogi@nic.in

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